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Discussie Wesseley - Hooper - Rol en doel van verzekeringsmaatschappijen:


Maatschappijen Groep Unum over ganse wereld

Unum is Fundum in Nederland Unum Groep

Unum – Chronic Fatigue Syndrome – Another “Collaborative Strategy”

UNUMProvident is the gigantic disability insurance company that operates in both the US and the UK.

In UK it advises the Work and Pensions department, a loose equivalent of the US Social Security Administration, on how to “limit liability” – a euphemism for “deny claims”.

The corporate structure of Unum Provident
includes the following companies

UNUM's Chronic Fatigue Syndrome Management Program circa 1995 It has been rated as the second worst insurance company in the US

THE UNUM PROVIDENT MERGER, and how EVERYBODY is about to get screwed. Don't buy their policies.


This is one of two cases filed in this Court by Dr. Judy Morris ('Morris') against Unum Life Insurance Company of America ('Unum') seeking to recover long-term insurance benefits for the time period Chronic Fatigue Syndrome ('CFS') purportedly rendered her disabled

Case law and standard of proof for Cfs FM, Chronic pain and other “subjective” disabilities

THE UNUM PROVIDENT MERGER, and how EVERYBODY is about to get screwed. Don't buy their policies.

Unum refuses CFS as a illnesses

FM-CFS Canada has a clear vision of a support system for FM & CFS/M.E. patients, modelled on those of the other major health charities. FM-CFS Canada's board of directors,community leaders all, have a passion to help.

Gulf War Illnesses include a wide variety of relatively new diseases and disabilities for which diagnosis and effective treatments have been impeded by the suppression of facts as documented on this website.
Latent mycoplasma infections with related immunological suppression, often precipitated by vaccination and environmental exposures to secondary chemical and/or biological co-factors, confound the precise etiology of the "Gulf War Syndrome (GWS)" and make its successful treatment a multi-disciplinary matter.

Sample Letters to State Legislators regarding the need for special state legislation to ban discrimination against persons with CFIDS in the sale of disability insurance products

Most LTD policies contain a two-year limitation for benefits paid due to mental or nervous conditions, and insurance company employees have learned how to steer our claims into this category






Relaties Fortis Unum